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Firefish: Borrow Cash or Earn Interest Securely with Bitcoin-Backed Loans

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Bitcoin-backed loans — release trapped liquidity whenever you need it.

Firefish: Unlock Liquidity Without Selling Your Bitcoin

Bitcoin’s long-term potential is now beyond doubt, but life sometimes demands liquidity here and now. Firefish solves this dilemma by letting you use Bitcoin as collateral to secure cash loans — without selling your assets. Whether you’re a HODLer needing funds or an investor seeking predictable returns, Firefish bridges Bitcoin’s value with traditional finance.

Get Started with Firefish

For Borrowers: Request a Bitcoin-backed Loan

✋ Do not sell your Bitcoin. You don’t need to. You can use it as collateral to receive cash directly to your bank account.

Retain Ownership: Keep your Bitcoin while accessing funds for emergencies, investments, or expenses.
Tax Efficiency: Avoid capital gains taxes by not selling your Bitcoin.
Flexible Terms: Loans from €500 to €150,000 with 3–18 month terms.

For Investors: Earn Up to 13% APY

Put your money to work. Invest in secure Bitcoin-backed loans.

Risk-Free Returns: Loans are overcollateralized (200% LTV), ensuring repayment even if Bitcoin’s price fluctuates.
Market-Driven Rates: Negotiate interest rates between 7% and 13% annually.
Zero Fees: Investors pay no platform fees—keep 100% of your earnings.

How It Works – Step by Step

Borrowing with Firefish
1. Set Your Terms: Choose your loan amount (€500–€150,000), currency (EUR/CZK), and interest rate.
2. Lock Collateral: Transfer Bitcoin to a non-custodial, multi-signature escrow (2x the loan value + interest).
3. Receive Cash: Funds arrive in your bank account within minutes after investor matching.
4. Repay at Maturity: No monthly payments—settle the loan + interest in one lump sum by the due date.

Investing with Firefish is super simple and transparent.

1. Browse Opportunities: Filter loans by amount, term, and interest rate.
2. Fund a Loan: Transfer cash to a borrower’s account.
3. Earn Passive Income: Receive repayments + interest directly to your bank account.

Why Choose Firefish?

I’ve been looking at Bitcoin lending protocols for years, but never took the plunge until now. I’d heard good things about it from a well-known user on a MicroStrategy investment forum — they’d been using it to invest Bitcoin liquidity into buying more of the stock, and ETFs like MSTY — and strongly recommended it. The features that appealed to them, and me, are:

Bitcoin-Native Security: Collateral is secured via Bitcoin’s blockchain (no third-party custody).
Transparent Fees: Borrowers pay a 1.5% origination fee; investors pay nothing.
Global Ambition: Currently serving Europe, with expansion plans underway.
Growing Community: Over 5,000 users and €65M+ in processed loans.

FAQs
Why borrow instead of selling Bitcoin?
Selling Bitcoin triggers capital gains taxes and forfeits future growth. Firefish lets you unlock liquidity while retaining ownership .

Does Firefish accept non-Bitcoin collateral?
No. Firefish is Bitcoin-only, ensuring alignment with Bitcoin’s ethos and security .

What if Bitcoin’s price drops?
Top up collateral or repay early to avoid liquidation. If prices fall below the threshold, collateral is sold to protect investors .

Any hidden fees?
Borrowers pay a 1.5% origination fee. Investors earn 100% of their returns .

Join the Bitcoin Financial Revolution

Firefish isn’t just a platform—it’s a movement. By merging Bitcoin’s decentralized principles with practical financial tools, Firefish empowers users to:

  • Preserve Wealth: Avoid taxable sales and benefit from Bitcoin’s long-term appreciation.
  • Earn Predictably: Investors enjoy risk-adjusted returns backed by hard collateral.
  • Stay Secure: Non-custodial design and Bitcoin-native infrastructure minimize counterparty risk .

Ready to Start?
Go directly to Firefish now

Final Note
Firefish is redefining finance for Bitcoiners. Whether you’re borrowing to seize opportunities or investing for stable yields, this platform offers a secure, transparent, and Bitcoin-centric solution. Join 5,000+ users who refuse to choose between liquidity and ownership .

Disclaimer: Crypto-backed loans carry risks, including collateral liquidation. Conduct due diligence before participating.